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Digital technology readiness is widely studied, yet most frameworks treat it as a generic construct, overlooking sector-specific requirements. This paper explores readiness in compliance-centric financial institutions, where regulatory obligations fundamentally shape digital adoption. Drawing on a systematic literature review, 26 readiness factors were identified and organized through established information systems (IS) models, including the technology-organization-environment (TOE) framework, technology acceptance model (TAM), and technology readiness index (TRI) to form a preliminary framework. The next stage of the research involves qualitative case studies in financial institutions, using interviews, documents, and observations to examine how these factors manifest in practice. By integrating deductive and inductive methods, the study aims to refine theory, strengthen methodological approaches, and provide practical guidance for managers and regulators. This work-in-progress contributes to the development of a contextualized readiness model that balances innovation and compliance imperatives in one of the most regulated sectors.
- Exploring Digital Technology Readiness in ComplianceCentric Context: Research-in-progress
- Buddhika Nishadi Kaluarachchi - Southern Cross UniversityDarshana Sedera - Southern Cross UniversityAli Reza Alaei - Southern Cross University
- Australasian Conference on Information Systems (ACIS 2025), 36th (Sunshine Coast, Queensland, 01/12/2025–05/12/2025)
- 10
- 991013369661702368
- © 2025 Kaluarachchi et al.
- Information Technology; School of Business and Tourism; Management; Faculty of Science and Engineering; Engineering; Faculty of Business, Law and Arts
- English
- Conference paper