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Financial inclusion and sleep problems in later stages of life: estimating mediation by emotional pain and food insecurity
Journal article   Peer reviewed

Financial inclusion and sleep problems in later stages of life: estimating mediation by emotional pain and food insecurity

Razak M Gyasi, Lydia Osei-Amankwah, Victoria Mensah Nyamadi, Caiphas Kwame Kenney, Foster Frempong, Prince Peprah, Gilbert Kwabena Amoako, Anokye M Adam and André Hajek
Aging & mental health, Vol.First online
20/07/2025
PMID: 40684286

Metrics

UN Sustainable Development Goals (SDGs)

This output has contributed to the advancement of the following goals:

#3 Good Health and Well-Being

Source: InCites

Abstract

sleep emotional well-being financial inclusion Older adults, Ghana
Objectives: Financial inclusion has been linked with health outcomes. However, the association between financial inclusion and sleep problems (SP) is limited in old age and the mediators of this association are largely unknown. This study examines the association of financial inclusion with SP among older adults in Ghana. It also explores how food insecurity and emotional pain explain this association. Method: A multi-stage cluster sample ( = 1201) from the AgeHeaPsyWel-HeaSeeB study was analyzed. We measured financial inclusion using the eight-item Financial Instrument Questionnaire Scale, and SP was assessed using nighttime/daytime challenges over the last 30 days. To estimate the associations, we fitted multiple OLS models and employed bootstrapping procedures using the PROCESS macro. Results: Data from 1201 individuals aged 50 years or older were analyzed (mean age, 66.1 years; 63.3% female). After adjustment, financial inclusion was negatively associated with SP ( = -0.079, < 0.01), food insecurity ( = -0.076, < 0.001), and emotional pain ( = -0.033, < 0.01). These associations were significant in males and females. In the mediation models, food insecurity (63.9%) and emotional pain (24.1%) significantly explained the association between financial inclusion and SP. Conclusion: Reducing SP in old age may require interventions addressing financial hardship, food insecurity, and emotional pain.

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